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I Wanted a Better Life for Myself and My Mother

I was so eager to get away from where I grew up. There is so little going on in most small towns, and that is definitely how it is in the one that I grew up in. Because there wasn’t much to do there, a lot of the kids would get into trouble by doing things they shouldn’t. This would often lead to them not going to school, but I wanted to make something of myself. I was accepted to go to a college in Nevada, and so I went looking for apartments for rent in Henderson NV so that I could find one to live in. I was so excited about the changes that were coming to my life!

My mom raised me on her own. So, she struggled a lot, but she did her best. She always made sure that I had the things that I needed, and …

Is a Reverse Mortgage Right for You?

Reverse mortgages may not necessarily rank among the most popular home loan options, but they do come with certain advantages for the right lender.

What is a Reverse Mortgage?

In a nutshell, a reverse mortgage is a way for older homeowners to leverage home equity in order to fund their retirement. The equity is actually relinquished in exchange for regular payments that can most definitely take the edge off of everyday living expenses that may be hard for seniors to cover otherwise. In order to qualify for a reverse mortgage, the homeowner must either already own the property free and clear (or be able to pay it off using the resulting payments) and be 62 years old (or older).

What to Keep in Mind

To be clear, there are definitely things to keep in mind when considering a reverse mortgage. Like other loans, you’ll want to watch for high-interest rates and …

Comparing Price Plans in the Open Electricity Market

May 2019 will mark a significant moment in Singapore’s energy market.

By then, all households and businesses in the island will be able to select their preferred electricity retailer on the Open Electricity market (OEM).

Currently on a progressive rollout area-by-area, many may have seen retailers promoting their electricity plans. However, consumers in the market may have some questions about these plans and how they affect their bills, before making the switch.

What are the Price Plans Offered by Retailers?

Retailers offer various standard and non-standard price plans.

In terms of standard price plans, there are two types which exists in the OEM. The first plan, called the Fixed Price Plan, require consumers to pay a fixed price throughout the duration of the contract irrespective of its deviation from the regulated tariffs. The other plan, called the Discount-Off-the-Regulated-Tariff Plan provide customers with a fixed discount on the prevailing regulated tariffs.…

Death of Advertising Dinosaurs

With worldwide economic uncertainty upon us, it’s no surprise that many companies are reducing spending, and looking to steward their financial resources towards those activities that provide the most bang for the buck. As a result of reigning in the spending, and more demand for a higher return on investment (ROI) from their scarce financial resources, the final nail in the coffin could be coming down for one of the last remaining dinosaurs of our time…the Advertising Dinosaurs!

The Issue:

According to the Advertiser Perceptions, Inc. Spring 2008 report the dinosaurs of the advertising world are getting hit hard.  Here’s how the companies that reported data (1,811 total) expect their advertising budget mix to change:

  • 23% of advertising budgets are expected to decrease in the next six months
  • The most severely impacted by this are newspapers, radio, and broadcast TV
  • 44% of newspaper ad budgets are expected to decline in

DTH Recharge Apps with Outstanding Recharge Offers

The TV is a kind of stress-buster tool as it takes us to another zone free from tensions. Whether it is about to enjoy your favorite song, watch a movie or check out the latest news, we all go with TV first. But you would not enjoy any of these things if you did not do your TV recharge. Why run to shop when the online mode is available. Go and access the app on your mobile and follow easy steps to get it done within some seconds.

What Makes TV Recharge App Popular

These online TV recharge apps do come up with detailed information regarding the recharge pack you are going to choose. Before recharging, you should check the entire details. The reason behind the increased popularity of these online TV recharge app is that

  • They hold millions of satisfied customers. These online TV recharge apps also keep adding

Advantages of Duplex Electroless Nickel Coatings

Electroplating has been a popular and effective coating process for many years. As with any industrial coating process, electroplating has made significant advances over the past three decades. Today, plating options like electroless nickel plating give professional coaters the ability to tailor coatings to specific applications. In this guide, we will present some of the many advantages of an electroless nickel (EN) plating process called double-layer or “duplex” EN coating.

Electroless Nickel Plating vs. Duplex Plating

Electroless nickel plating is the process by which a metal substrate is coated with a thin layer of a nickel alloy using chemical baths and catalytic processes to achieve the desired coating. Unlike traditional electroplating finishes, no electrical current is passed through the chemical baths; instead, complex chemistry is essential in coating the substrate with an appropriate nickel alloy layer, such as nickel-boron or nickel-phosphorus.

Duplex EN coating takes the electroless process and adds …

Start Collecting Old and New Gold Coins

Do you know how many coins are currently in active circulation around the world? How about how many coins are not in active circulation as valid currency but in the vaults and books of coin collectors?

The answer to both of these questions is: no idea. Although we can have a pretty good estimate for most countries, the very nature of coins means that trying to get an exact figure is near impossible. Coins are lost, coins are found. In the world of coin collection people hope to find more than they lose of course.

Getting Your Start in Numismatics 

In other helpful information – did you know that there is no separate word in the English language that specifically means a person who collects old gold coins? Instead the term for a person who studies currency is used as a blanket term to cover both the more academic pursuit …

Why Taking Online Courses Has Become So Popular

Online learning has exploded and shows no sign of slowing down. Today there are hundreds of different types of courses that you can take online the cover nearly any subject. Many people are opting to take online courses as opposed to going to a traditional University for many reasons. Here are a few of the most popular reasons.

They are Convenient

One of the biggest draws for online learning is the convenience. Today you can take for example online digital marketing courses, study online and get certified right from the privacy of your own home. You never have to worry about traffic on the way to and from class, finding a parking spot on time or making sure you catch your bus.

You don’t have to worry about getting the seat you want in class or even if you like the professor or not. You don’t have to be …

SEO Tactics to Boost your Brand Online

An interactive website with high-end features is never enough to rank high in the search engine results. The end goal for any brand is to reach greater number of people across the globe and make them aware of the brand product and services. This can only be possible of your brand name and website ranks higher in the search engine results. SEO has always been the buzzword in the online world. It is all about quality content, appropriate keywords, alt tags and so much more. A website that is SEO friendly always have the chances to rank high in search engine results and drive traffic to your site. There are numerous platforms to develop your website. Some of the major names include WordPress, Magento, Wix, SquareSpace and Blogspot. Each of these platforms have different SEO techniques as well. Some of the popular SEO tactics for WordPress are as follows-

Make

Real Estate Investing Isn’t Too Hard To Learn About

You can make good money by investing in some real estate, but you can also lose money, too, if you invest unwisely. If you want to experience success without huge losses, you need to read the tips that follow. Simply read them and use them appropriately.

Make sure that you set realistic goals based on the budget that you have. You should not set a goal to buy ten houses in the span of a month if you only have a hundred thousand dollars to your name. Set reasonable expectations to avoid setbacks at all costs.

You should take the time to learn as much as you can before you begin a career as a real estate investor. This will help you build your foundation of knowledge. Purchase some DVDs or read a couple of real estate books in order to get settled into the business.

Get an understanding of …

Real Estate Investments: Tips For Getting The Most Out Of Yours

Many people have been successful with real estate investments. They are successful because they have done their homework. If you wish to be like them, try using the tips here. Read the tips ahead and you will have a great starting point.

If you want to get into real estate investing, but do not have enough money to buy a piece of property on your own, do not fret. Look at real estate investment trusts. Operating much like mutual funds, you can invest what funds you have available into a larger group pool and still make some money off of real estate mortgages.

Seek out fellow real estate investors. It is essential that you connect with those who have more experience in order to get good advice. Friends who know about investing in real estate can be a great asset. Another resource when searching for informative people is the Internet. …

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